Hiring an experienced attorney after a car accident where there are serious injuries, death, or significant types of property damage is always a wise decision. Additionally, if there are multiple vehicles involved, or if there is any indication from the insurance company they are denying the claim, questioning the injuries or they are not accepting your report on the accident as accurate, hiring a car accident lawyer in Minnesota is essential to receive a fair settlement.
The Insurance Company Game
Too often, drivers involved in an accident assume the insurance companies have the final say in the settlement. In fact, insurance companies are working to reduce the amount they have to pay, and they can maximize on the policy holder’s inability to evaluate the claim, to understand his or her options in the settlement process, or to refuse the settlement and move forward with litigation.
This is where a car accident lawyer becomes an invaluable asset. She or he can review the case, understand the damages involved in the claim, and ensure their client gets a fair settlement. To effectively represent the client, the attorney has to know the details around the accident, and talking to the attorney in advance about specific issues is essential.
Distractions at the Time of the Accident
Your experienced car accident lawyer is most likely to ask about any distractions in or outside of the vehicle prior to or at the time of the accident. This includes if you were talking on the phone, texting or otherwise using the phone. It also includes if you were doing something in the car or had your attention elsewhere.
Prior Health Issues
It is common for insurance companies to ask about prior health issues in claims where a short or long-term disability may be a part of the claim. Having a pre-existing medical condition does not prevent a claim, but knowing in advance if there is a pre-existing condition helps your Minnesota accident attorney to prepare the relevant medical documentation to prove injuries from the accident.
