How to File a Roof Insurance Claim on Your Lincoln Nebraska Home

by | Sep 30, 2021 | Roofing

The roof on your home is intended to last for up to 15 years or more. The lifetime of your roof will depend on a variety of factors, including the type of roof on your home and the preventative care you provide. Even when you do take great care of your roof, a severe storm may cause serious damage. Before you file a roof insurance claim in Lincoln Nebraska, you will need to follow these steps to ensure a more successful claim process.

Assess the Damage

Your first step should be to get on your roof and assess the damage that has been done. This will include looking for damaged or missing shingles, checking the condition of the gutters, looking for damaged flashing, and ensuring your chimney is still intact. Knowing how much damage has been done will help you to provide more accurate information as you prepare your claim.

Document the Damage

While you will need to provide a written description of the damage to your roof, you should also take pictures of the damage with your phone. Some people take video recordings, but pictures are easier to manage in terms of labeling and identifying the images. Be sure to get pictures of damages from several different angles to show the extensiveness of the damage.

Contact a Roofer

A roofing contractor can provide you with a detailed estimate, which you can submit to your insurance company. The estimate will include a professional evaluation of what must be done to correctly repair all of the damage. Experienced contractors can also help with filing a roof insurance claim in Lincoln Nebraska to ensure the claims process is less of a hassle to you.

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