What is a Certificate of Financial Responsibility in Oak Brook, IL?

by | Oct 25, 2022 | Auto Insurance

The Department of Motor Vehicles and the court require a certificate of financial responsibility after a citation for specific traffic violations. If the DMV or court orders you to get the certification, browsing a local insurer for Cheap Sr22 Insurance can help you find insurance products that aren’t expensive.

What is SR-22 and Why Do You Need It?

Cheap Sr22 Insurance isn’t vehicle coverage or even a policy. It just signifies that you have valid auto insurance as instructed by the state mandate. You must purchase at least the minimum auto insurance coverage level designated by the state and present evidence of your policy to an insurer.

Who Needs It?

Drivers convicted of DUI or DWI must get Cheap Sr22 Insurance to show they’re upholding their financial responsibility to others on the roadways. In addition, any driver with a history of driving without valid auto insurance, a valid driver’s license, or at least three speeding tickets or accidents must have SR-22 certificates.

The state requires the certificate if you are driving with a hardship license because of suspension or revoked driver’s license. In addition, some states require SR-22 certificates for anyone convicted of failing to pay their court-ordered child support.

How to Get It?

Anyone who needs a certificate of financial responsibility gets SR-22 certificates from an insurance provider. They’ll tell you how much it costs and when to renew it.

Accurate Auto Insurance offers a complete catalog of insurance products to meet your needs. They also provide SR-22 insurance or a certificate of financial responsibility as required by the DMV or court. Contact them today to get a free quote.

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